Our Approach

Income Planning

First, and most importantly, we want you to have confidence that your money will last as long as you need it to.

Our process is designed to ensure your expenses can be paid month to month with reliability and predictability for the rest of your life.

• Social Security Strategies
• Income & Expense Analysis
• Inflation Plan
• Spousal Plan
• Longevity Planning

Investment Planning

Once your income plan is established, we create a custom investment plan based on your risk tolerance, volatility, and other factors.

• Tailored risk tolerance
• Minimized portfolio fees
• Volatility control
• Comprehensive money management
  

Tax Planning

While we want your holdings to grow, we don’t want you to have to pay for it in taxes.

That’s why it is crucial to create a blueprint for decreasing tax liabilities in any solid retirement plan.

• Taxable holdings
• IRA planning
• Tax-deferred and tax-free opportunities
• Low-burden tax categories
• Legacy planning
  

Health Care Planning

Planning for future healthcare is a critical part of establishing your financial growth plan.

We develop a strategy to help you address rising healthcare costs with a minimum expense, to best fit your needs.

• Medicare, Parts A, B, C and D
• Long-Term Care Plans
  

Legacy Planning

It is important to ensure your hard-earned assets go to your beneficiaries in the most tax efficient manner.

We work together with a qualified Estate Planning Attorney to assess any trust assets, estates, IRA and qualified accounts, and decrease overall taxation upon your death. It all starts with planting the seeds today.

• Estate planning strategies
• Income tax planning
• Trust assets assessment
• IRA and qualified accounts assessment